Affiliate Disclosure

In accordance with the U.S. Federal Trade Commission's 16 CFR Part 255 (the FTC Endorsement Guides), PayrollByCreditCards.com discloses the following:

Affiliate relationships

Some links on this site are affiliate links. This means that if you click one of those links and subsequently sign up for, purchase, or apply for a product or service, we may receive a commission from the merchant at no additional cost to you.

These commissions support the operation of this site and allow us to continue publishing independent research on paying payroll with credit cards.

How commissions affect our reviews

Our editorial team ranks products based on merit — rewards rate, fee transparency, service quality, and overall value to a small business owner. We do not let commission rates determine our rankings. If a product is bad, we will say so even if it has a generous affiliate program. If a product is good, we will recommend it even if we earn nothing from doing so.

Not financial advice

Content on this site is for informational purposes only and does not constitute financial, tax, legal, or accounting advice. Always consult a qualified professional before making decisions about your business finances.

Questions?

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Last updated: April 2026.